Are you looking to buy a home? A place to call your own?

• Get out of the rent trap and onto the property ladder?
• Take advantage of generous stamp duty concessions?
• Get access to government grants?

Or are you ready to buy an investment property?

• Use your equity to grow your wealth?
• Reduce your tax burden?
• Fast track your wealth creation?

If so, unless you are lucky enough to have a huge, fat bank account, you’ll be required to take out a mortgage. Taking out that mortgage is likely to be the biggest financial commitment you’ll ever make.

It can seem like a daunting process, and it’s always nerve wracking, time consuming and rather frustrating when you have to hand over all of the realities of your financial situation to a bank or lender.

Working with a mortgage broker is a great way to be guided through the process with someone who can assess the best mortgage lender for you. Zenlend has a panel of over 30 lenders from the major banks, to second tier and online lenders, right through to specialist lenders for those out of the box situations. And they can support you through the complexity of contracts, getting finance, conveyancing, first home owners grant, stamp duty concessions, settlement, and to make the journey as informed and seamless as it should be.

Importantly, the professional experts at Zenlend will discuss your lifestyle and financial goals so they can best advise you as to your affordability and compare a variety of home loan deals that best meet your needs.

There are many costs in buying a home and they deliver a clear explanation of the fees, costs and conditions associated with home loans.

And if you’ve put in the hard yards, gotten through the purchase of your home unscathed and have paid down your mortgage to a point where you now have enough equity, you are at the point where looking for an investment property could be a very wise decision.

Have a chat with Zenlend – their Brokers have decades of experience in assisting clients through every step of the way. Not just getting the finance, but also assisting in property selection, investment structuring, helping with contracts and documentation, right through to making sure the settlement is as seamless as possible. Whilst the customer service representative at a bank branch might be concerned only with getting you a loan, an experienced Mortgage Broker will act more like a Project Manager for your property purchase.

They can help you rearrange your debt and focus on growing your wealth:

• Free up your equity in order to invest
• Consolidate your debts and reduce cashflow pain
• Reduce interest and save money
• Free up cash for much needed renovations

Their lending specialists will go through your situation and together you can discuss the benefits of refinancing or consolidating your debts. It’s important to find a solution that meets your needs along with implementing a strategy that is going to be financially advantageous.

Don't let a lack of funds get in the way of your success!

• Get that Office or Factory that your business needs to grow
• Turbo charge your business with the cashflow it needs
• Stop working for someone else and get the money you need to follow your dreams

Whether you need the freedom to grow your current business, start up a business or invest in commercial property, a commercial loan may give you the flexibility to help you achieve your business goals. Zenlend will give you the best of service to help you get the loan amount you require, from $20,000 or $5,000,000 they’re happy to be part of your journey to prosperity.

The Zenlend team:

Director, Mortgage Broker, Financial Adviser

A Director at Zenlend, Luke is also an experienced Financial Advisor and Mortgage Broker. This puts Luke in a unique position to understand how to build wealth through a variety of different investment vehicles, with the added ability to be able to obtain any additional funds needed to complete a variety of different purchases and projects.

*Luke Dean is a credit representative (469 394) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

Director, Mortgage Broker, Financial Adviser

Andy is a Senior Financial Advisor and a Director of Zenlend and has been operating in the Financial Planning industry for over 10 years. Andy loves working collaboratively with all clients and finds that the most rewarding part of being a Financial Adviser is to work together with clients and celebrate positive outcomes both initially and ongoing.

*Andy Taranto is a credit representative (506 341) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

Mortgage Broker

Gina is a highly educated and experienced lending specialist, with over 10 years working at ANZ, Bendigo Bank and Aussie Home Loans. Gina has joined Zenlend in order to better service her clients with customised solutions, and a personalised level of service that the big banks just can’t deliver.

*Gina Tzimas is a credit representative (454 698) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

Mortgage Broker

Jason brings over 30 years of Banking experience with him to Zenlend. Working at both ANZ and Bendigo bank throughout his career so far, Jason knows the finance world like the back of his hand. A consummate community focused professional, Jason’s major focus is to continue helping the local community to fulfil their finance needs in the most stress-free fashion possible.

www.zenlend.com.au

315 Main Street Suite 1 Ground Floor, Mornington VIC 3931

5976 8398